List Of 17+ Latest Loan Apps In Kenya Without Registration Fees

As the digital era has brought about a far-reaching change in the financial services sector, there are also new loan apps that have appeared to cater to this need. Today, loans have become accessible via mobile phones and other devices.
In a changing fast world where everything is moving towards digitalization, it is important that you stay abreast of the latest trends and developments in order to ensure your business remains competitive.
Keeping this in mind, we have researched and found some of the best loan apps that are available right now.
These apps not only make it easier for people with normal incomes to get loans but also empower them with access to credit when they need it the most. They will help you save money as well as time and reduce red tape when applying for loans from local banks and other financial institutions.

M-Shw Where To Apply for Loans Without Registration Fee

M-Shw is a mobile app that provides loans and credit to the people of Kenya, without requiring any registration fees.
The app is currently available in Android and iOS versions, with a free and fee-based loan scheme available.
This platform has helped many people to get their finances back on track and enable them to carry on with their daily lives. In addition, M-Shw has also helped borrowers to get loans in just a few minutes, thereby eliminating the need for long queues at banks or other financial institutions as well as reducing the paperwork required. It also helps people who don’t have bank accounts or credit cards to borrow money. This is one of the most effective ways for someone who doesn’t have an established credit score or record to borrow money from an institution.

Visafone Loan App Where To Apply for Loans Without Registration Fee

Visafone is an online loan application service which has been designed to make it easy for people with no credit history to apply for loans. The company offers personal loans, along with secured and unsecured loans. Visafone’s lending process is simple. It only requires a bank account number in order to process the transaction, as well as a valid phone number.
You can also get access to Visafone’s affordable loan products by connecting your Facebook account with the app. This will allow you to easily share your financial information with potential lenders.
Another unique aspect of this mobile-based application is that it does not require any registration or verification process before being able to apply for a loan from it.
#1 Sendy Loan App Where To Apply For Loans With No Registration Fee
Sendy is another online loan service that can be used by individuals without any previous banking history. They offer personal and business loans, for which there are no credit checks or regular income verifications required before approval of the loan request.
Their services also benefit students and entrepreneurs who have just started their businesses as they are not subjected to any credit checks or regular income verifications before approval of the loan request either.
The best part about Sendy is that their service is available 24 hours a day and 7 days a week, making it convenient for people who want to borrow money at any time of the day, even if they’re on vacation or working late hours in another country!

SBTC Loan App Where To Apply for Loans Without Registration Fee

SBTC is one of the best loan apps in Kenya because it provides short term and long term loans for different purposes. This app also helps you find lenders who are willing to give you a loan.
To get access to this loan app, all you need to do is register with your Kenyan bank account number and email address. After doing so, you will be able to apply for loans from banks that have partnered with SBTC.
Another reason why SBTC is among the top loan apps in Kenya is because it offers loans of up to KES 200,000 without any registration fees. You just need to fill out a simple form on their website and provide your personal details such as ID card number and address, bank account information, employment history, etc. Then they will provide your actual lender within 24 hours or at least within 3 days.
If you want the convenience of applying for multiple loans without having to worry about application fees, then this app is worth checking out!

U-Bond Loan App Where To Apply for Loans Without Registration Fee

U-Bond is a Kenyan-based mobile loan app that provides users with quick and easy access to loans. You can use the U-Bond Loan App to request and get a Ksh. 100,000 loan without any form of registration fee.
The U-Bond Loan App offers customers the ability to apply for a Ksh. 100,000 loan in less than five minutes. To get started, sign up by downloading the app from the Apple Store or Google Play Store and register your details on their website. From there, you can request your Ksh. 100,000 loan via the application where you will need to pay back your loan at a 12% interest rate within 36 months. The terms are flexible enough that you can make payments at different times every month as well as set up installments for smaller amounts of money when needed.
The U-Bond Loan App has an impressive 4 stars rating out of 5 on Google Play Store and 3 stars out of 5 on Apple store with over 50 reviews from satisfied customers who have tried it out.

ABOD Loan App Where To Apply For Loans Without Registration Fee

ABOD is the acronym for “Accesible Borrowing Opportunities for the Disadvantaged”. This app helps people that are in need to get loans. Loans can be applied for without any registration fees and interest rates are usually lower than traditional loans.
You can borrow from an 100,000 Kenyan Shillings to 700,000 Kenyan Shillings and get up to 60% of your loan back after 18-24 months.
The app also has features such as loan repayment plans and a concierge service that helps people through every step of the loan application process.

Scotiabank Loan app where to apply without registration fee

Scotiabank has launched a smartphone app that lets people borrow in their day-to-day lives without having to go through the tedious process of registering for a loan.
This app provides loans for emergencies, big purchases and other significant events like weddings or graduation. Scotiabank has also made it possible for people to get a loan with just an ID card and one-month bank statement.
The application process is also very straightforward as you do not need to fill out lengthy forms or provide any personal information while applying. You can complete the entire process by scanning your document and sending the data via mobile phone.
The application process is quick and simple, making it easy for applicants to get cash on credit in their own time frame.

Tigo Loan where to apply without registration fee

In the search for a loan, one needs to register with a bank or a financial institution. This process can be tedious and may take up to two weeks before you receive any response.
This is where Tigo Loan comes into play. With this app, you can apply online and get approved in less than 24 hours without registering with a lending institution. The only thing that you need is your phone number and an email address which they will use to send loan details to you.
It’s not just quick, easy, and convenient but also affordable as it charges customers 10% interest rate that is lower than what other lending institutions charge. You will also enjoy a refund of fees if there are increased balances on your account within 3 months of using the service.

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Standard Chartered Loan app where to apply without registrationfee

The Standard Chartered app is one of the best loan apps in Kenya. It makes it easy for you to access loans from Standard Chartered Kenya. This is a digital lending platform that has an online portal as well as an app. You can easily apply for loans via the application directly from your phone or tablet. The repayment process and other processes are made easier via this app, which means there is no need to visit a branch in person or fill out paperwork by hand. Additionally, you’ll be able to receive regular updates on the status of your application on this app too.
This loan app will help people save time, money and effort when applying for a loan from Standard Chartered Kenya.
Application form:

Barclays Bank loan where to apply without registration fee

Barclays Bank is one of the leading local banks in Kenya. It has made it easier for borrowers to get loans.
According to a study by Barclays bank,
their loan products will help 1 out of 4 Kenyans who are unbanked and have their own informal businesses in their daily lives. With this app, you can apply for loans from $300-10000 without registration fees. Just open the application link on your mobile device and complete the form with your details including your personal contact information.
You can receive a response within 72 hours since you submit the application form online. For more information about this service, visit

Other Popular Loan Apps In Kenya. Which One Should You Try?.

There are many loan apps that you can use to get loans. However, they come with different features and the best choice will depend on your needs and preferences.
Some of the most popular loan apps in Kenya include:

1) EasyKLoan
– This app is easy to use and provides a complete loan process within seconds.
– It has a simple interface where users can access their current loans and view their repayments.
– It also lets you know when your loan payments are due.
2) Fast Loan
– One of the major benefits of using this app is that it makes it easy for people with working credit cards to apply for loans because it only requires a few minutes and then you’re done!
3) Kiva Kenya Lender – This lender specializes in business loans which increases repayment rates by up to 50 percent.

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